Abdel Khawatmi | Mortgage Strategist, PRMG Area Manager, National Speaker & Industry Educator
Mortgage Strategist · PRMG Area Manager · National Speaker · Mortgage Educator · Founder of Got Mortgages · NMLS #1712023 · New Jersey
Abdel Khawatmi works with homebuyers, homeowners, real estate professionals and mortgage professionals, and speaks and educates nationally on mortgages, real estate, business growth, technology and practical AI execution.
Recognition on file: HousingWire · Scotsman Guide · Mortgage Executive Magazine · NAHREP · PRMG. Every award below links to its original publisher or employer source.
What brought you here?
- Buying or refinancing a home — Mortgage Help
- Real estate or referral partner — Work With Got Mortgages
- Researching Abdel — Credentials & Recognition
- Podcast listener — Watch & Listen
- Event or conference organizer — Speaking & Media
- Divorce related mortgage planning — Divorce Lending Resources
- Mortgage professional — Education & Industry Insights
About Abdel Khawatmi
Abdel Khawatmi is a New Jersey based mortgage professional and Area Manager with PRMG, where he leads the Got Mortgages team from offices in Toms River and Eatontown. He works with homebuyers, homeowners refinancing, real estate investors and referral partners across New Jersey, and holds NMLS #1712023. His practice covers purchase financing, refinancing, FHA, VA, conventional, investment property and home equity lending, along with divorce related mortgage planning as a Certified Divorce Lending Professional. Alongside origination he is known for industry education: he hosts the Got Mortgages Podcast, speaks at national mortgage conferences and panels, and is widely associated with practical adoption of artificial intelligence and technology in mortgage lending. His work has been recognized by HousingWire, Scotsman Guide, Mortgage Executive Magazine, NAHREP and PRMG. Consumers can reach him directly at 973-536-0276 or through GotMortgages.com.
What is Abdel Khawatmi known for?
Abdel Khawatmi is known for residential mortgage lending in New Jersey, for founding the Got Mortgages brand within PRMG, for hosting the Got Mortgages Podcast, and for speaking and teaching on practical AI adoption in the mortgage industry.
What mortgage company is Abdel Khawatmi with?
PRMG (Paramount Residential Mortgage Group), where he serves as Area Manager and leads Got Mortgages.
What awards has Abdel Khawatmi received?
Recognition on file comes from HousingWire, Scotsman Guide, Mortgage Executive Magazine, NAHREP and PRMG. Each award record on this page links to its original publisher or employer source.
Is Abdel Khawatmi a CDLP?
Yes, Abdel holds the Certified Divorce Lending Professional designation, used for mortgage planning around divorce settlements.
Does Abdel Khawatmi speak about AI in mortgage?
Yes. AI adoption, automation and modern origination are among the topics he presents on at industry conferences and panels.
Credentials & Professional Expertise
Licensing
Abdel Khawatmi is individually licensed as a mortgage loan originator under NMLS #1712023, with his practice based in New Jersey.
PRMG (Paramount Residential Mortgage Group) is licensed in many additional states. Company licensing is separate from Abdel's personal licensing, and is listed on the NMLS Consumer Access registry. Verify at NMLS Consumer Access.
Specialized certifications
- Certified Divorce Lending Professional (CDLP) — issued by Divorce Lending Association. Specialist training in structuring mortgage financing around divorce settlements, working alongside attorneys and financial professionals.
Areas of expertise
- Residential mortgage lending
- Mortgage strategy for homebuyers
- Refinancing
- FHA, VA and conventional loans
- Investment property financing
- Divorce mortgage planning
- Artificial intelligence in mortgage
- Mortgage marketing and personal branding
- Loan officer business development
Awards & Recognition
HousingWire
- HousingWire Rising Star, 2026 — awarded by HousingWire. 2026 HousingWire's 2026 Rising Star winner profile for Abdel Khawatmi, listed as National Brand Ambassador and Area Manager at Paramount Residential Mortgage Group Inc. in the 2026 Rising Stars class announcement. View original source
Scotsman Guide
- Scotsman Guide Top Originator, 2026 — awarded by Scotsman Guide. 2026 · 80 loans · $31,464,671 Abdel Khawatmi was named a 2026 Scotsman Guide Top Originator. PRMG's announcement reports 80 loans and $31,464,671 in production volume. View original source
- Scotsman Guide Top Emerging Star, 2026 — awarded by Scotsman Guide. 2026 Scotsman Guide recognized Abdel Khawatmi of PRMG, New Jersey, among its 2026 Top Emerging Stars, highlighting emerging mortgage professionals making an impact within the industry. PRMG's announcement names Abdel among the professionals recognized. View original source
- Scotsman Guide Top Originator, 2025 — awarded by Scotsman Guide. 2025 · #3,731 Top Dollar Volume · #3,766 Top Purchase Volume · Top Dollar Volume and Top Purchase Volume Abdel Khawatmi was named a 2025 Scotsman Guide Top Originator, ranked #3,731 in Top Dollar Volume and #3,766 in Top Purchase Volume as reported by PRMG. View original source
Mortgage Executive Magazine
- Top 1% Mortgage Originators in America, 2026 — awarded by Mortgage Executive Magazine. 2026 · 2025 production · 80 closed loans · $31,464,671 Abdel Khawatmi was recognized among Mortgage Executive Magazine's Top 1% Mortgage Originators in America based on 2025 production, reported by PRMG as 80 closed loans and $31,464,671 in volume. View original source
- Top 1% Mortgage Originators in America, 2025 — awarded by Mortgage Executive Magazine. 2025 PRMG's announcement of Mortgage Executive Magazine's Top 1% Mortgage Originators in America names Abdel Khawatmi among its recognized originators. View original source
NAHREP
- NAHREP Top 100 Northeast Region, 2025 — awarded by NAHREP. 2025 · #31 · Top 100 Northeast Region PRMG's announcement of NAHREP's 2025 Top 250 recognition lists Abdel Khawatmi at #31 in the Top 100 Northeast Region ranking. View original source
- NAHREP Top 50 Loan Originator — awarded by NAHREP. 2x recognized · Year not independently confirmed PRMG's official professional biography describes Abdel Khawatmi as a 2x NAHREP Top 50 Loan Originator. Exact annual rankings are pending verification against the original NAHREP lists. View original source
PRMG
- PRMG President's Cabinet — awarded by PRMG. 2x member · Year not independently confirmed PRMG's official professional biography identifies Abdel Khawatmi as a 2x member of PRMG's President's Cabinet. Individual award years are pending source verification. View original source
- PRMG Northeast Top 1% — awarded by PRMG. Year not independently confirmed A professional award record documents Abdel Khawatmi's PRMG Northeast Top 1% recognition. The applicable year is not independently confirmed. View original source
Media & Publications
Independent coverage and third-party appearances featuring Abdel Khawatmi.
- Mortgage Therapy with Chris Sorensen and Abdel "The Gorilla" Khawatmi — Modern Mortgage Strats Podcast (PRMG), October 8, 2026. Guest appearance. Verified external source. View original source
- Modern Day Strategy Implementation & AI Overload — Win By Noon Podcast, September 18, 2026. Guest appearance. Verified external source. View original source
- Abdel Khawatmi pt. 2: Systems Create Scale. Relationships Create the Business. — HousingWire Power House, August 27, 2026. Guest appearance. A guest discussion about systems, consistency, and keeping client and referral relationships personal. Verified external source. View original source
- The Modern Originator: Inside Abdel Khawatmi's AI-Powered Mortgage Business — HousingWire Power House, August 25, 2026. Guest appearance. Zeb Lowe interviews Abdel about communication, client education, and AI-supported mortgage workflows. Verified external source. View original source
- Make It Real: AI Adoption From the Ground Up — HousingWire AI Summit, August 7, 2026. Speaking session. A HousingWire AI Summit session featuring Abdel Khawatmi, Drew Gillett, and Zeb Lowe on practical organizational AI adoption. Verified external source. View original source
- Abdel Khawatmi — 2026 HousingWire Rising Star — HousingWire, Date not confirmed. Award issuer. HousingWire's 2026 Rising Star winner profile for Abdel Khawatmi, listed as National Brand Ambassador and Area Manager at Paramount Residential Mortgage Group Inc. in the 2026 Rising Stars class announcement. Verified external source. View original source
- 121 Units. Half the Team. One AI System — Mortgage Marketing Radio / Katie Shive, March 11, 2026. Guest appearance. A discussion of embedding AI into a mortgage operation and using systems to create team leverage. Verified external source. View original source
- How to Leverage AI and Automation for Explosive Growth — The Loan Officer Podcast / Dustin Owen, January 30, 2026. Guest appearance. Dustin Owen and Abdel discuss practical AI and automation for mortgage production. Verified external source. View original source
- Homebuyer App Success Story: How Abdel Khawatmi Uses PathHome to Build Trust and Convert More Borrowers — FinLocker, Date not confirmed. Vendor case study. FinLocker describes Abdel's use of PathHome for borrower readiness and consumer engagement. Verified external source. View original source
- Education, Expectations and Communication — SocialCoach / The One Thing Podcast / Joe Wilson, April 2, 2025. Vendor-hosted appearance. Joe Wilson interviews Abdel about client education, setting expectations, communication, and building a mortgage brand. Verified external source. View original source
- From Law School to Seven Figure Mortgage Entrepreneur — Built to Grow / Ryan Naylor / AvaHR, May 29, 2026. Guest appearance. Ryan Naylor interviews Abdel about entrepreneurship, scalable systems, leadership, and automation. Verified external source. View original source
Speaking & Events
Abdel Khawatmi speaks at mortgage industry conferences, summits and panels. Topics: AI myths vs. execution, AI adoption in mortgage, Modern mortgage origination, Technology and automation, Mortgage marketing, Business development, Consumer experience, Relationship based growth.
- Momentum Builder 2026 — Speaker Listing — Momentum Builder, October 6, 2026. Event organizer listing. The organizer lists Abdel Khawatmi among the speakers for the Dallas event. Verified external source. View original source
- Modern Mortgage Summit 2026 with Keynote Abdel Khawatmi — Modern Mortgage Summit, August 25, 2026. Speaking session. View original source
- Make It Real: AI Adoption From the Ground Up — HousingWire AI Summit, August 7, 2026. Speaking session. A HousingWire AI Summit session featuring Abdel Khawatmi, Drew Gillett, and Zeb Lowe on practical organizational AI adoption. Verified external source. View original source
- Leveraging Basic AI in Business: Chamber Presentation — Greater Ocean Township Chamber / GOTC Partner Spotlights, April 30, 2026. Speaking session. View original source
- HousingWire AI Summit 2026 — Event and Session Hub — HousingWire, Date not confirmed. Event organizer listing. Verified external source. View original source
- HousingWire AI Summit Panel — Co-panelist Reference — Drew Gillett, Date not confirmed. Co-panelist reference. View original source
- Mastering Real Estate Success: Featured Speaker — Realestate Recovery Group, November 6, 2024. Event organizer listing. Realestate Recovery Group's event page lists Abdel Khawatmi among the speakers for Mastering Real Estate Success and includes his professional biography. Verified external source. View original source
- NAHREP Central New Jersey: Rise & Rally — Got Mortgages, October 15, 2026. Got Mortgages original. Got Mortgages recap of Abdel Khawatmi's Rise & Rally session for NAHREP Central New Jersey, covering the BUILDERS framework, practical AI tools and business growth. View original source
- Toms River East High School: Got Mortgages Cares — Got Mortgages, October 14, 2026. Got Mortgages original. Got Mortgages recap of a Got Mortgages Cares classroom session at Toms River East High School on financial literacy, homebuying education, careers and life skills. View original source
- Deals & Drafts: Actionable Strategies for Today's Market — Got Mortgages, October 13, 2026. Got Mortgages original. Got Mortgages recap of Deals & Drafts at Bakes Brewing in Belmar, a market education and networking event with Green Label Title. View original source
- Brick Chamber: Navigating Modern Marketing — Got Mortgages, September 22, 2026. Got Mortgages original. Got Mortgages recap of a Brick Chamber of Commerce Lunch & Learn presented by Abdel Khawatmi with Renee Rossi of SocialTrend Marketing Solutions. View original source
Podcast & Video Appearances
Abdel Khawatmi hosts the Got Mortgages Podcast, a long-form interview show with entrepreneurs, real estate professionals and local experts, published on YouTube and Spotify. He also appears as a guest on industry podcasts.
- Mortgage AI vs. Human Connection: What Actually Drives Growth? | Settling Scores Podcast — Settling Scores / Abdel Khawatmi and Eric Levin, October 24, 2026. Cohosted series. View original source
- Settling Scores Episode 14 | Navigating Turbulent Market — Settling Scores / Abdel Khawatmi and Eric Levin, September 25, 2026. Cohosted series. View original source
- Settling Scores: How to Win in a Volatile Mortgage Market — Settling Scores / Abdel Khawatmi and Eric Levin, September 11, 2026. Cohosted series. View original source
- How a Top 1% Loan Officer Uses AI — The Signal Podcast / Reuven and Chris, September 8, 2026. Guest appearance. View original source
- Mortgage Therapy with Chris Sorensen and Abdel "The Gorilla" Khawatmi — Modern Mortgage Strats Podcast (PRMG), October 8, 2026. Guest appearance. Verified external source. View original source
- Modern Day Strategy Implementation & AI Overload — Win By Noon Podcast, September 18, 2026. Guest appearance. Verified external source. View original source
- Abdel Khawatmi pt. 2: Systems Create Scale. Relationships Create the Business. — HousingWire Power House, August 27, 2026. Guest appearance. A guest discussion about systems, consistency, and keeping client and referral relationships personal. Verified external source. View original source
- The Modern Originator: Inside Abdel Khawatmi's AI-Powered Mortgage Business — HousingWire Power House, August 25, 2026. Guest appearance. Zeb Lowe interviews Abdel about communication, client education, and AI-supported mortgage workflows. Verified external source. View original source
- How Abdel Khawatmi Grew Profit 115% This Year With AI (Full Workflow Demo) — MortgageCoach / Dave Savage, August 20, 2026. Vendor-hosted appearance. View original source
- The Human Behind the Machine: Trusting the Process — Jessie's Place Podcast, August 19, 2026. Guest appearance. View original source
- How AI, Branding & Relentless Execution Built One of Mortgage's Fastest-Growing Teams — The Way / Dino Katsiametis, August 18, 2026. Guest appearance. A return appearance with Dino Katsiametis discussing branding, execution, and AI-supported growth. Verified external source. View original source
- How AI Is Reshaping Mortgage Lending Without Losing the Human Touch — Settling Scores / Abdel Khawatmi and Eric Levin, August 18, 2026. Cohosted series. View original source
Mortgage & Real Estate Expertise
- Home Purchase — First time and move up buyers, pre-approvals built around a real closing timeline.
- Refinance — Rate, term and cash out reviews based on your current loan and goals.
- FHA — Lower down payment and flexible credit paths for qualified buyers.
- VA — Zero down financing options for eligible veterans and service members.
- Conventional — Standard agency financing for primary homes and second homes.
- Investment Property — Financing for rentals and small multi unit purchases.
- Home Equity / HELOC — Using existing equity for renovations, debt consolidation or reserves.
- Divorce Mortgage Planning — Structuring buyouts and new financing around a settlement, as a CDLP.
AI, Technology & Modern Mortgage Execution
Abdel Khawatmi is known for practical adoption of artificial intelligence and automation in mortgage origination and borrower communication. He presents on AI myths versus execution, AI adoption in mortgage, modern origination workflow and technology-driven marketing.
Professional Affiliations & Community
- BNI Rock Solid — Active Member — Residential Mortgage Professional. The chapter's member directory lists Abdel Khawatmi with PRMG Got Mortgages in the residential mortgage category. View Organization Reference
- 3C Networking — Member — Business Networking Organization. A dedicated member profile identifies Abdel Khawatmi as Area Manager with PRMG Got Mortgages and links to GotMortgages.com. View External Profile
- Greater Toms River Chamber of Commerce — Member. The Chamber maintains a dedicated PRMG Got Mortgages business listing in its mortgage category. View External Profile
- Brick Township Chamber of Commerce — Member — Active Participant. The Chamber's mortgage directory lists PRMG Got Mortgages and its Toms River location. View Organization Reference
- NAHREP — Member — Recognized Top Originator. National Association of Hispanic Real Estate Professionals membership, with originator rankings documented in the awards record rather than repeated here.
- PRMG President's Cabinet — 2x President's Cabinet Member. PRMG's official loan officer profile documents Abdel Khawatmi's President's Cabinet recognition and professional achievements. View External Profile
- Elevated Alliance — Founder. Elevated Alliance is powered by Got Mortgages and identifies Abdel Khawatmi as its founder on the organization's own about page. View Organization Reference
- Divorce Navigation Alliance — Co-Founder. A collaborative group connecting divorce professionals with mortgage guidance, co-founded through PRMG Got Mortgages. External reference pending verification
Consumer Resources
New Jersey homebuyers and homeowners can start at GotMortgages.com, review the New Jersey service areas, or reach the team through the contact page. Divorce related mortgage planning is handled under Abdel's Certified Divorce Lending Professional designation.
Professional Timeline
- Origination — Entry into mortgage lending: Began originating residential mortgages in New Jersey, building a referral based practice.
- Got Mortgages — Founded the Got Mortgages brand: Created the Got Mortgages identity and team within PRMG, serving Ocean and Monmouth County.
- Leadership — Area Manager with PRMG: Leads the Got Mortgages team across the Toms River and Eatontown offices.
- Production — Production recognition: Recognized by Scotsman Guide, Mortgage Executive Magazine and NAHREP for origination volume and performance.
- Media — Industry coverage: Featured and quoted by HousingWire and other mortgage industry publications.
- Speaking — National stages and panels: Speaks at mortgage industry conferences, summits and panels across the country.
- Technology — AI and workflow adoption: Known for practical use of AI and automation in mortgage origination and borrower communication.
- Community — Chambers, networking and associations: Active member of local chambers, networking chapters and national mortgage organizations.
- Today — Podcast host and educator: Hosts the Got Mortgages Podcast while continuing to serve New Jersey borrowers directly.
Frequently Asked Questions
Who is Abdel Khawatmi?
Abdel Khawatmi is a New Jersey mortgage professional, Area Manager with PRMG, founder of the Got Mortgages brand, host of the Got Mortgages Podcast, and a national speaker and educator in the mortgage industry. His license number is NMLS #1712023.
What company does Abdel Khawatmi work for?
He is an Area Manager with PRMG (Paramount Residential Mortgage Group), leading the Got Mortgages team.
What is Abdel Khawatmi's NMLS number?
NMLS #1712023. It can be verified on the NMLS Consumer Access registry.
Where is Abdel Khawatmi licensed?
Abdel is individually licensed under NMLS #1712023 with his practice based in New Jersey. PRMG holds company licensing in additional states, which is separate from his personal licensing.
Where is Got Mortgages located?
The team works from two New Jersey offices: 1466 Hooper Ave in Toms River and the Eatontown office in Monmouth County.
What types of mortgages does Got Mortgages offer?
Purchase financing, refinancing, FHA, VA, conventional, investment property, home equity and HELOC options, and divorce related mortgage planning.
Is Abdel Khawatmi a Certified Divorce Lending Professional?
Yes. Abdel holds the Certified Divorce Lending Professional (CDLP) designation, which focuses on structuring mortgage financing around divorce settlements.
Has Abdel Khawatmi been recognized by HousingWire?
Yes. HousingWire recognition is listed in the awards section of this page with the original source link attached to each record.
What Scotsman Guide recognition has Abdel received?
Scotsman Guide recognition is listed in the awards section using the publisher's official award naming, with the source link attached.
Does Abdel Khawatmi speak at mortgage industry events?
Yes. He speaks at mortgage conferences, summits and panels, often on AI adoption, technology and modern origination. Speaking appearances are listed in the media hub.
Where can I watch the Got Mortgages Podcast?
Episodes are on YouTube and Spotify, and are listed on the Watch & Listen page of this site.
How can I contact Abdel Khawatmi?
Call 973-536-0276, email GotMortgages@prmg.net, or start at GotMortgages.com.
Contact Abdel Khawatmi / Work With Got Mortgages
Call 973-536-0276, email GotMortgages@prmg.net, or start at GotMortgages.com. Consultations can be booked directly with Abdel.
Got Mortgages / PRMG — Toms River: 1466 Hooper Ave, Toms River, NJ 08753 · Got Mortgages / PRMG — Eatontown: 1 Main St, Suite 201, Eatontown, NJ 07724